If you’ve been receiving calls from a number like 240-210-7113, you may be wondering who is contacting you and why.
Who is 240-210-7113?
240-210-7113 may be associated with Receivable Performance Management, a debt collection company that may contact consumers about accounts it is attempting to collect.
If you receive a call about a debt, don’t assume the information is automatically correct. Confirm who is contacting you, what account they are calling about, and whether the information matches your records.
Why is 240-210-7113 Calling?
If Receivable Performance Management is contacting you, the call may relate to a debt they believe you owe or an account they are attempting to collect on behalf of another company.
Receiving a collection call does not, by itself, affect your credit report or credit score. However, if a related collection account appears on your credit report, that information may affect your credit.
If you see an account associated with Receivable Performance Management on your credit report, review the details carefully. Check the account balance, dates, account ownership, payment history, and other reported information for anything you believe may be inaccurate or incomplete.
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What to Do When 240-210-7113 Calls You
Receiving a call from a debt collector can be stressful. Before deciding what to do next, take time to understand who is contacting you and what the call is about.
- Verify the Debt. Review the information provided by the collector, including the name of the creditor, the amount they say is owed, and details about the account. If you don’t recognize the debt or believe information about it is incorrect, you may have the right to dispute it.
- Know Your Rights. Debt collectors must follow applicable federal and state laws, including the Fair Debt Collection Practices Act (FDCPA). Consumers have protections against certain unfair, deceptive, or abusive collection practices and may have the right to dispute a debt.
- Keep Records. Save letters, emails, account information, and notes about your communications with Receivable Performance Management. Keeping records can help you track what has been discussed and any actions you have taken.
- Consider Your Options Carefully. Depending on your situation, you may choose to dispute the debt, request additional information, discuss payment options, or speak with a qualified attorney or nonprofit credit counselor.
- Address Unwanted Contact. You may have the right to request that a debt collector limit or stop contacting you. Stopping communications does not erase a valid debt or prevent other lawful collection activity.
- Seek Professional Help. If you’re unsure how to handle the debt or believe your rights may have been violated, consider speaking with a qualified attorney or nonprofit credit counselor.
How Can I Get 240-210-7113 to Stop Calling Me?
If you want collection calls to stop, you may be able to request that the collector limit or stop contacting you, depending on the circumstances.
If your concern is also about how an account related to Receivable Performance Management appears on your credit report, review the reported information separately. If you believe specific information is inaccurate or incomplete, you have the right to dispute it.
Credit Saint can review your credit report with you and explain how its credit-report dispute services work.
Bottom Line
Receiving calls from Receivable Performance Management or another debt collector can be stressful, but a collection call does not necessarily mean that all of the information being provided or reported is correct.
Confirm who is contacting you, review the account information, understand your rights, and check your credit reports for any related reporting.
At Credit Saint, we help consumers review their credit reports and dispute specific information they identify as inaccurate or incomplete. If you’re concerned about how a collection account is being reported, you can speak with a credit expert to pull your free credit report and learn more about your dispute options.
This content is for general informational purposes only and is not legal advice. Laws and individual circumstances vary. If you have questions about your legal rights or a specific debt collection matter, consider consulting a qualified attorney.
